/* Hallmark · genre: modern-minimal · macrostructure: Marquee Hero · theme: warm fintech custom · tone: premium consumer finance · anchor hue: coral + teal · enrichment: Tier-A app theater · nav: N5 · footer: Ft5
 * Hallmark · pre-emit critique: P5 H5 E5 S5 R5 V5
 */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html,
body {
  overflow-x: clip;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    linear-gradient(180deg, var(--color-paper) 0%, var(--color-paper-2) 42%, var(--color-paper) 100%);
  color: var(--color-ink);
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.55;
  padding-bottom: 5.5rem;
}

body:has(dialog[open]) {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
  overflow-wrap: anywhere;
}

button,
input {
  font: inherit;
}

button {
  cursor: pointer;
}

:focus {
  outline: none;
}

:focus-visible {
  outline: 2px solid var(--color-focus);
  outline-offset: 3px;
}

::selection {
  background: color-mix(in oklch, var(--color-accent) 18%, transparent);
}

.skip-link {
  position: fixed;
  top: var(--space-md);
  left: var(--space-md);
  z-index: 800;
  transform: translateY(-160%);
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-sm);
  background: var(--color-paper);
  color: var(--color-ink);
  padding: var(--space-sm) var(--space-md);
  font-weight: 700;
  transition: transform var(--dur-short) var(--ease-out);
}

.skip-link:focus {
  transform: none;
}

.site-nav {
  position: fixed;
  top: var(--space-md);
  right: var(--page-gutter);
  left: var(--page-gutter);
  z-index: 500;
  border: var(--rule-sm) solid color-mix(in oklch, var(--color-ink) 10%, transparent);
  border-radius: var(--radius-lg);
  background: var(--color-paper-glass);
  box-shadow: var(--shadow-soft);
  backdrop-filter: blur(16px);
}

.nav-inner {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: var(--space-lg);
  max-width: none;
  margin-inline: auto;
  padding: var(--space-xs) var(--space-sm);
}

.wordmark,
.nav-center,
.nav-actions,
.hero-actions,
.form-row,
.footer-links {
  display: flex;
  align-items: center;
}

.wordmark {
  gap: var(--space-sm);
  font-family: var(--font-display);
  font-size: var(--text-md);
  font-weight: 700;
  letter-spacing: 0;
  white-space: nowrap;
}

.wordmark-mark {
  display: grid;
  width: 2.25rem;
  aspect-ratio: 1;
  place-items: center;
  overflow: hidden;
  border: 0;
  border-radius: var(--radius-xs);
  background: transparent;
}

.wordmark-mark img {
  display: block;
  width: 100%;
  height: 100%;
}

.nav-center {
  justify-content: center;
  gap: var(--space-xs);
}

.nav-link,
.nav-trigger,
.cmd-button,
.mobile-toggle {
  min-height: 44px;
  border: var(--rule-sm) solid transparent;
  border-radius: var(--radius-sm);
  background: transparent;
  color: var(--color-ink-2);
  padding: 0 var(--space-sm);
  white-space: nowrap;
}

.nav-trigger:disabled,
.cmd-button:disabled,
.mobile-toggle:disabled,
.btn:disabled,
.signup-form input:disabled {
  cursor: not-allowed;
  opacity: 0.55;
}

.nav-trigger,
.cmd-button,
.mobile-toggle {
  appearance: none;
}

.nav-link,
.nav-trigger {
  font-weight: 600;
}

.nav-actions {
  justify-content: flex-end;
  gap: var(--space-xs);
}

.cmd-button {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  border-color: var(--color-rule);
  color: var(--color-muted);
}

kbd {
  border: var(--rule-sm) solid var(--color-rule-2);
  border-radius: var(--radius-xs);
  padding: var(--space-2xs) var(--space-xs);
  font-family: var(--font-mono);
  font-size: var(--text-xs);
}

.mobile-toggle {
  display: none;
  border-color: var(--color-rule);
}

.btn {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  justify-content: center;
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-sm);
  padding: 0 var(--space-md);
  font-weight: 700;
  white-space: nowrap;
  transition:
    background-color var(--dur-short) var(--ease-out),
    border-color var(--dur-short) var(--ease-out),
    color var(--dur-short) var(--ease-out),
    transform 100ms var(--ease-out);
}

.btn-primary {
  border-color: var(--color-accent);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  box-shadow: var(--shadow-accent);
}

.btn-secondary {
  background: color-mix(in oklch, var(--color-paper) 72%, var(--color-accent-3));
  color: var(--color-ink);
}

.mega-panel {
  position: absolute;
  inset: 100% 0 auto;
  visibility: hidden;
  z-index: 520;
  border-bottom: var(--rule-sm) solid var(--color-rule);
  background: color-mix(in oklch, var(--color-paper) 97%, transparent);
  opacity: 0;
  transform: translateY(-8px);
  transition:
    opacity var(--dur-short) var(--ease-out),
    transform var(--dur-short) var(--ease-out),
    visibility var(--dur-short);
}

.mega-panel.is-open {
  visibility: visible;
  opacity: 1;
  transform: none;
}

.mega-inner {
  display: grid;
  grid-template-columns: 1fr 1fr minmax(240px, 0.8fr);
  gap: var(--space-xl);
  max-width: var(--page-max);
  margin-inline: auto;
  padding: var(--space-xl) var(--page-gutter);
}

.mega-heading,
.mono-label,
.screen-topline,
.hero-ledger dt,
.calc-output span,
.step-number,
.requirement-row span,
.payment-board span,
.dossier-card span,
.product-row dt,
.cost-ledger span,
.permission-table span,
.permission-table em {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.mega-heading {
  margin: 0 0 var(--space-sm);
  color: var(--color-muted);
}

.mega-link {
  display: grid;
  gap: var(--space-2xs);
  min-height: 64px;
  padding-block: var(--space-sm);
  border-top: var(--rule-sm) solid var(--color-rule);
}

.mega-link strong,
.mega-callout strong {
  font-family: var(--font-display);
  font-size: var(--text-md);
  line-height: 1.2;
}

.mega-link span,
.mega-callout span {
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.mega-callout {
  display: grid;
  align-content: end;
  gap: var(--space-md);
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-sm);
  background: var(--color-paper-2);
  padding: var(--space-lg);
}

.nav-scrim {
  position: fixed;
  inset: 0;
  z-index: 480;
  visibility: hidden;
  background: color-mix(in oklch, var(--color-graphite) 24%, transparent);
  opacity: 0;
  transition:
    opacity var(--dur-short) var(--ease-out),
    visibility var(--dur-short);
}

.nav-scrim.is-active {
  visibility: visible;
  opacity: 1;
}

.mobile-menu {
  display: none;
}

.hero,
.section,
.footer {
  max-width: var(--page-max);
  margin-inline: auto;
  padding-inline: var(--page-gutter);
}

.workbench-hero {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  gap: clamp(2rem, 7vw, 6.5rem);
  align-items: start;
  min-height: 100dvh;
  overflow: clip;
  padding-block: clamp(7rem, 9vw, 9rem) var(--space-3xl);
}

.hero-copy {
  padding-inline: clamp(1.25rem, 2.4vw, 2.25rem);
}

.hero-backdrop {
  position: absolute;
  inset: clamp(5rem, 12vw, 10rem) var(--page-gutter) var(--space-xl);
  z-index: -1;
  display: grid;
  grid-template-columns: 1.15fr 0.75fr 0.55fr;
  gap: var(--space-md);
  opacity: 0.98;
}

.hero-backdrop span {
  min-height: 100%;
  border-radius: var(--radius-lg);
}

.hero-backdrop span:nth-child(1) {
  background: var(--color-surface-coral);
}

.hero-backdrop span:nth-child(2) {
  background: var(--color-surface-teal);
  transform: translateY(var(--space-xl));
}

.hero-backdrop span:nth-child(3) {
  background: var(--color-surface-gold);
  transform: translateY(calc(var(--space-xl) * -0.5));
}

.mono-label {
  margin: 0 0 var(--space-md);
  color: var(--color-accent);
}

h1,
h2,
h3,
p,
dl,
dd {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: 0;
  line-height: 1.02;
  overflow-wrap: anywhere;
}

h1 {
  margin-bottom: var(--space-lg);
  font-size: clamp(3rem, 5.2vw, 5.65rem);
  max-width: 12ch;
  line-height: 0.94;
}

h2 {
  margin-bottom: var(--space-md);
  font-size: var(--text-display-s);
  max-width: 12ch;
}

h3 {
  margin-bottom: var(--space-sm);
  font-size: var(--text-lg);
}

.hero-lede,
.section-intro p,
.flow-card p,
.requirement-row p,
.safety-item p,
.support-card p,
.faq p,
.fine-print,
.footer {
  color: var(--color-muted);
}

.hero-lede {
  max-width: 48ch;
  font-size: clamp(1rem, 0.9vw + 0.45rem, 1.125rem);
  color: var(--color-ink-2);
}

.hero-actions {
  flex-wrap: wrap;
  gap: var(--space-sm);
  margin-block: var(--space-lg);
}

.hero-ledger {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-xs);
  max-width: 620px;
  border: 0;
  border-radius: var(--radius-sm);
  background: transparent;
  box-shadow: none;
  overflow: hidden;
}

.hero-ledger div {
  display: grid;
  min-width: 0;
  align-content: center;
  gap: var(--space-xs);
  min-height: 5.25rem;
  border-radius: var(--radius-sm);
  background: var(--color-paper-glass);
  box-shadow: var(--shadow-crisp);
  padding: var(--space-sm);
  text-align: center;
}

.hero-ledger dd {
  margin-bottom: 0;
  color: var(--color-ink);
  font-weight: 700;
  line-height: 1.15;
  overflow-wrap: break-word;
}

.app-workbench {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(210px, 0.7fr);
  gap: var(--space-lg);
  align-items: center;
  padding: var(--space-lg);
  border-radius: var(--radius-lg);
  background: color-mix(in oklch, var(--color-graphite) 92%, var(--color-accent));
  box-shadow: var(--shadow-soft);
  color: var(--color-graphite-ink);
}

.hero-photo {
  grid-column: 1 / -1;
  height: clamp(12rem, 22vw, 18rem);
  margin: 0;
  overflow: hidden;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-dark-panel);
}

.hero-photo img,
.section-image img,
.support-image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.screen {
  border: var(--rule-sm) solid color-mix(in oklch, var(--color-graphite-ink) 18%, transparent);
  border-radius: var(--radius-md);
  background: color-mix(in oklch, var(--color-graphite-2) 84%, var(--color-paper));
  box-shadow: var(--shadow-dark-panel);
}

.screen-primary {
  position: relative;
  z-index: 2;
  padding: var(--space-lg);
  background:
    linear-gradient(160deg, color-mix(in oklch, var(--color-paper) 95%, var(--color-accent-3)), color-mix(in oklch, var(--color-surface-teal) 82%, var(--color-paper)));
  color: var(--color-ink);
}

.screen-secondary,
.screen-tertiary {
  padding: var(--space-md);
}

.screen-tertiary {
  display: none;
  grid-column: 1 / -1;
  background: color-mix(in oklch, var(--color-surface-gold) 82%, var(--color-paper));
  color: var(--color-ink);
}

.screen-topline {
  display: flex;
  justify-content: space-between;
  gap: var(--space-md);
  margin-bottom: var(--space-xl);
  color: var(--color-muted);
}

.amount-row {
  display: grid;
  gap: var(--space-xs);
  margin-bottom: var(--space-xl);
}

.amount-row span {
  color: var(--color-muted);
}

.amount-row strong {
  font-family: var(--font-display);
  font-size: clamp(2.75rem, 4.6vw, 4.9rem);
  line-height: 0.95;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.offer-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  border: 0;
  gap: var(--space-sm);
}

.offer-grid div {
  display: grid;
  gap: var(--space-xs);
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-paper) 78%, var(--color-accent-3));
}

.offer-grid div:nth-child(2n) {
  border-right: 0;
}

.offer-grid div:nth-last-child(-n + 2) {
  border-bottom: 0;
}

.brand-ticket {
  position: absolute;
  top: var(--space-lg);
  right: var(--space-lg);
  z-index: 3;
  display: grid;
  min-width: 11rem;
  gap: var(--space-2xs);
  border-radius: var(--radius-md);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  padding: var(--space-md);
  box-shadow: var(--shadow-soft);
  transform: rotate(1.5deg);
}

.brand-ticket span,
.brand-ticket em {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  font-style: normal;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.brand-ticket strong {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  line-height: 0.95;
}

.coin-card {
  position: absolute;
  z-index: 1;
  display: grid;
  width: 4.75rem;
  aspect-ratio: 1;
  place-items: center;
  border-radius: var(--radius-md);
  font-family: var(--font-display);
  font-weight: 800;
  box-shadow: var(--shadow-soft);
}

.coin-card-a {
  right: calc(var(--space-xl) * -0.35);
  bottom: 28%;
  background: var(--color-accent-3);
  color: var(--color-ink);
  transform: rotate(-8deg);
}

.coin-card-b {
  bottom: calc(var(--space-lg) * -0.65);
  left: 42%;
  background: var(--color-accent-2);
  color: var(--color-graphite);
  transform: rotate(7deg);
}

.offer-grid span,
.screen-list,
.disclosure-strip {
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.offer-grid strong {
  font-variant-numeric: tabular-nums;
}

.disclosure-strip {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm);
  justify-content: space-between;
  margin-top: var(--space-lg);
  border-top: var(--rule-sm) solid var(--color-rule);
  padding-top: var(--space-md);
}

.screen-list {
  display: grid;
  gap: var(--space-sm);
  margin: 0;
  padding: 0;
  list-style: none;
}

.screen-list li {
  display: flex;
  gap: var(--space-sm);
  align-items: baseline;
}

.screen-list span {
  width: 0.5rem;
  aspect-ratio: 1;
  flex: 0 0 auto;
  border-radius: 999px;
  background: var(--color-accent);
}

.risk-meter {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  align-items: end;
  gap: var(--space-xs);
  min-height: 96px;
  margin-bottom: var(--space-lg);
  border-bottom: var(--rule-sm) solid var(--color-rule);
}

.risk-meter i {
  display: block;
  height: var(--h);
  background: color-mix(in oklch, var(--color-accent) 72%, var(--color-paper));
}

.status-stack {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  border: var(--rule-sm) solid var(--color-rule);
}

.status-stack div {
  display: grid;
  gap: var(--space-2xs);
  padding: var(--space-sm);
  border-inline-end: var(--rule-sm) solid var(--color-rule);
}

.status-stack div:last-child {
  border-inline-end: 0;
}

.status-stack span {
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.status-stack strong {
  font-size: var(--text-sm);
}

.launch-dossier {
  max-width: var(--page-max);
  margin: 0 auto var(--space-xl);
  padding: 0 var(--page-gutter);
}

.dossier-head {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-sm);
  align-items: baseline;
  border-block: var(--rule-sm) solid var(--color-rule);
  padding-block: var(--space-lg);
}

.dossier-head .mono-label {
  margin: 0;
}

.dossier-head strong {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  line-height: 1.05;
}

.dossier-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  border-bottom: var(--rule-sm) solid var(--color-rule);
}

.dossier-card {
  display: grid;
  gap: var(--space-sm);
  min-height: 220px;
  padding: var(--space-lg) 0;
  border-inline-end: var(--rule-sm) solid var(--color-rule);
}

.dossier-card + .dossier-card {
  padding-left: var(--space-lg);
}

.dossier-card:last-child {
  border-inline-end: 0;
}

.dossier-card span {
  color: var(--color-accent);
}

.dossier-card strong {
  max-width: 18ch;
  font-family: var(--font-display);
  font-size: var(--text-lg);
  line-height: 1.1;
}

.dossier-card p {
  max-width: 32ch;
  margin-bottom: 0;
  color: var(--color-muted);
}

.evidence-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  max-width: var(--page-max);
  margin-inline: auto;
  gap: var(--space-md);
  padding-inline: var(--page-gutter);
  border-block: 0;
}

.evidence-strip div {
  display: grid;
  gap: var(--space-xs);
  min-height: 150px;
  border: 0;
  border-radius: var(--radius-md);
  padding: var(--space-lg);
  background: var(--color-paper);
  box-shadow: var(--shadow-crisp);
}

.evidence-strip div:last-child {
  border-inline-end: 0;
}

.evidence-strip strong {
  color: var(--color-ink);
  font-family: var(--font-display);
  font-size: var(--text-md);
}

.evidence-strip span {
  color: var(--color-muted);
}

.section {
  padding-block: var(--space-4xl);
}

.section-intro {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: var(--space-xl);
  align-items: end;
  margin-bottom: var(--space-xl);
}

.section-intro.narrow {
  display: block;
}

.section-intro.narrow p {
  max-width: 64ch;
}

.pricing {
  display: grid;
  grid-template-columns: 1fr;
}

.product-stack {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-md);
  border: 0;
  background: transparent;
}

.section-image {
  margin: 0 0 var(--space-xl);
  overflow: hidden;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-soft);
}

.product-image {
  height: clamp(18rem, 36vw, 29rem);
}

.product-row {
  display: grid;
  grid-template-columns: 1fr;
  align-content: space-between;
  gap: var(--space-lg);
  min-height: 420px;
  padding: var(--space-xl);
  border: 0;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-crisp);
}

.product-row:nth-child(1) {
  background: var(--color-surface-coral);
}

.product-row:nth-child(2) {
  background: var(--color-surface-teal);
  transform: translateY(var(--space-xl));
}

.product-row:nth-child(3) {
  background: var(--color-surface-gold);
}

.product-row .mono-label {
  display: block;
  margin-bottom: var(--space-md);
}

.product-row p {
  max-width: 48ch;
  margin-bottom: 0;
  color: var(--color-muted);
}

.product-row dl {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-xs);
  margin: 0;
  border: 0;
  background: transparent;
}

.product-row dl div {
  display: grid;
  gap: var(--space-xs);
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-paper) 64%, transparent);
}

.product-row dl div:last-child {
  border-inline-end: 0;
}

.product-row dt {
  color: var(--color-muted);
}

.product-row dd {
  margin-bottom: 0;
  font-weight: 700;
}

.calculator {
  display: grid;
  gap: var(--space-lg);
  border: 0;
  border-radius: var(--radius-md);
  background:
    linear-gradient(135deg, var(--color-paper), var(--color-surface-teal));
  box-shadow: var(--shadow-soft);
  padding: var(--space-xl);
}

.range-field {
  display: grid;
  gap: var(--space-sm);
}

.field-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-md);
}

label,
output {
  font-weight: 700;
}

output {
  color: var(--color-accent);
  font-variant-numeric: tabular-nums;
}

input[type="range"] {
  width: 100%;
  min-height: 44px;
  accent-color: var(--color-accent);
}

.calc-output {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-sm);
  border: 0;
}

.calc-output div {
  display: grid;
  gap: var(--space-xs);
  min-height: 112px;
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-sm);
  background: var(--color-paper);
}

.calc-output div:last-child {
  border-inline-end: 0;
}

.calc-output strong {
  color: var(--color-ink);
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  font-variant-numeric: tabular-nums;
}

.cost-ledger {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: var(--space-xs);
  border: 0;
  background: transparent;
}

.cost-ledger div {
  display: grid;
  gap: var(--space-xs);
  min-height: 104px;
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-paper) 72%, var(--color-surface-gold));
}

.cost-ledger div:last-child {
  border-inline-end: 0;
}

.cost-ledger span {
  color: var(--color-muted);
}

.cost-ledger strong {
  font-size: var(--text-md);
  font-variant-numeric: tabular-nums;
}

.fine-print {
  max-width: 86ch;
  margin-bottom: 0;
  font-size: var(--text-sm);
}

.flow-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-md);
  border: 0;
}

.flow-card {
  min-height: 300px;
  border: 0;
  border-radius: var(--radius-md);
  background: var(--color-paper);
  padding: var(--space-lg);
  box-shadow: var(--shadow-crisp);
}

.flow-card:nth-child(2) {
  background: var(--color-surface-teal);
}

.flow-card:nth-child(3) {
  background: var(--color-surface-coral);
}

.flow-card:last-child {
  border-inline-end: 0;
}

.step-number {
  display: block;
  margin-bottom: var(--space-2xl);
  color: var(--color-accent);
}

.dark-band {
  max-width: none;
  margin-inline: 0;
  background:
    linear-gradient(135deg, var(--color-graphite), color-mix(in oklch, var(--color-graphite) 78%, var(--color-accent)));
  color: var(--color-graphite-ink);
}

.dark-band > * {
  max-width: var(--page-max);
  margin-inline: auto;
  padding-inline: var(--page-gutter);
}

.dark-band p {
  color: color-mix(in oklch, var(--color-graphite-ink) 76%, transparent);
}

.disclosure {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(0, 1.25fr);
  gap: var(--space-xl);
  padding-block: var(--space-4xl);
}

.disclosure-copy,
.spec-sheet {
  width: 100%;
}

.spec-sheet {
  display: grid;
  gap: var(--space-sm);
  border: 0;
}

.spec-sheet div {
  display: grid;
  grid-template-columns: minmax(110px, 0.35fr) minmax(0, 1fr);
  gap: var(--space-md);
  padding: var(--space-md);
  border: var(--rule-sm) solid color-mix(in oklch, var(--color-graphite-ink) 18%, transparent);
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-graphite-ink) 8%, transparent);
}

.spec-sheet div:last-child {
  border-bottom: 0;
}

.spec-sheet span {
  color: color-mix(in oklch, var(--color-graphite-ink) 68%, transparent);
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  text-transform: uppercase;
}

.requirement-table {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-md);
  border-block: 0;
}

.requirement-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
  align-content: start;
  min-height: 240px;
  padding: var(--space-lg);
  border: 0;
  border-radius: var(--radius-md);
  background: var(--color-paper);
  box-shadow: var(--shadow-crisp);
}

.requirement-row:last-child {
  border-bottom: 0;
}

.requirement-row span {
  color: var(--color-muted);
}

.fit-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(0, 1.28fr);
  gap: var(--space-xl);
  border: 0;
  border-radius: var(--radius-lg);
  background: var(--color-graphite);
  color: var(--color-graphite-ink);
  padding: var(--space-xl);
  box-shadow: var(--shadow-soft);
}

.fit-panel .mono-label {
  display: block;
}

.fit-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-md);
}

.fit-grid article {
  min-height: 220px;
  border: var(--rule-sm) solid color-mix(in oklch, var(--color-graphite-ink) 18%, transparent);
  border-radius: var(--radius-md);
  background: color-mix(in oklch, var(--color-graphite-ink) 8%, transparent);
  padding: var(--space-lg);
}

.fit-grid p {
  margin-bottom: 0;
  color: color-mix(in oklch, var(--color-graphite-ink) 74%, transparent);
}

.compliance-panel,
.support-card,
.repayment-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: var(--space-xl);
  align-items: start;
}

.support-card {
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  align-items: stretch;
}

.support-image {
  min-height: 100%;
  margin: 0;
  overflow: hidden;
  border-radius: var(--radius-md);
}

.repayment-layout .section-intro {
  display: block;
  margin-bottom: 0;
}

.compliance-panel,
.support-card {
  border: 0;
  border-radius: var(--radius-md);
  background: var(--color-paper);
  box-shadow: var(--shadow-soft);
  padding: var(--space-xl);
}

.license-list {
  display: grid;
  margin: 0;
  gap: var(--space-xs);
  border: 0;
}

.license-list div {
  display: grid;
  grid-template-columns: minmax(140px, 0.45fr) minmax(0, 1fr);
  gap: var(--space-md);
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-sm);
  background: var(--color-paper-2);
}

.license-list div:last-child {
  border-bottom: 0;
}

.license-list dt {
  color: var(--color-muted);
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  text-transform: uppercase;
}

.license-list dd {
  margin-bottom: 0;
  font-weight: 700;
  overflow-wrap: break-word;
}

.license-list dd span {
  color: var(--color-muted);
  font-weight: 500;
}

.safety-matrix {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: var(--space-md);
}

.safety-item {
  min-height: 230px;
  border: 0;
  border-radius: var(--radius-md);
  background: var(--color-paper);
  box-shadow: var(--shadow-crisp);
  padding: var(--space-lg);
}

.safety-item:nth-child(1),
.safety-item:nth-child(4) {
  transform: translateY(var(--space-xl));
}

.permission-table {
  display: grid;
  margin-top: var(--space-xl);
  gap: var(--space-xs);
  border: 0;
  background: transparent;
}

.permission-table div {
  display: grid;
  grid-template-columns: minmax(140px, 0.45fr) minmax(0, 1fr) minmax(150px, 0.4fr);
  gap: var(--space-md);
  align-items: baseline;
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-sm);
  background: var(--color-paper);
  box-shadow: var(--shadow-crisp);
}

.permission-table div:last-child {
  border-bottom: 0;
}

.permission-table span,
.permission-table em {
  color: var(--color-muted);
  font-style: normal;
}

.payment-board {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: var(--space-md);
  border: 0;
}

.payment-board div {
  display: grid;
  gap: var(--space-md);
  min-height: 160px;
  padding: var(--space-md);
  border: 0;
  border-radius: var(--radius-md);
  background: var(--color-paper);
  box-shadow: var(--shadow-crisp);
}

.payment-board div:last-child {
  border-inline-end: 0;
}

.payment-board strong {
  font-family: var(--font-display);
  line-height: 1.15;
}

.payment-board p {
  margin-bottom: 0;
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.form-row {
  gap: var(--space-sm);
  margin-top: var(--space-sm);
}

.signup-form label {
  display: block;
  margin-bottom: var(--space-xs);
}

.signup-form input {
  width: 100%;
  min-height: 44px;
  border: var(--rule-sm) solid var(--color-rule-2);
  outline: 2px solid transparent;
  outline-offset: 1px;
  border-radius: var(--radius-xs);
  background: var(--color-paper);
  color: var(--color-ink);
  padding: 0 var(--space-md);
}

.signup-form input::placeholder {
  color: var(--color-muted);
}

.signup-form input[aria-invalid="true"] {
  border-color: var(--color-error);
}

.signup-form input[aria-invalid="false"] {
  border-color: var(--color-success);
}

.form-note {
  min-height: 1lh;
  margin: var(--space-xs) 0 0;
  color: var(--color-muted);
  font-size: var(--text-sm);
}

.form-note.is-error {
  color: var(--color-error);
}

.form-note.is-success {
  color: var(--color-success);
}

.faq h2 {
  max-width: 16ch;
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-md);
}

details {
  border: 0;
  border-radius: var(--radius-sm);
  background: var(--color-paper);
  box-shadow: var(--shadow-crisp);
  padding: var(--space-md);
}

summary {
  color: var(--color-ink);
  cursor: pointer;
  font-family: var(--font-display);
  font-size: var(--text-md);
  font-weight: 700;
}

details p {
  margin: var(--space-sm) 0 0;
}

.footer {
  display: grid;
  gap: var(--space-lg);
  max-width: none;
  border-top: 0;
  background: var(--color-graphite);
  color: var(--color-graphite-ink);
  padding-block: var(--space-2xl);
  padding-inline: max(var(--page-gutter), calc((100vw - var(--page-max)) / 2 + var(--page-gutter)));
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  text-transform: uppercase;
}

.footer p {
  max-width: 82ch;
  margin-bottom: 0;
  color: color-mix(in oklch, var(--color-graphite-ink) 72%, transparent);
  overflow-wrap: anywhere;
}

.footer-links {
  flex-wrap: wrap;
  gap: var(--space-md);
}

.footer-links a {
  white-space: nowrap;
}

.sticky-apply {
  position: fixed;
  right: var(--space-md);
  bottom: var(--space-md);
  left: var(--space-md);
  z-index: 420;
  display: flex;
  min-width: 0;
  max-width: min(860px, calc(100vw - 2rem));
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  margin-inline: auto;
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-md);
  background: var(--color-paper-glass);
  box-shadow: var(--shadow-soft);
  padding: var(--space-sm);
  opacity: 0;
  pointer-events: none;
  transform: translateY(140%);
  backdrop-filter: blur(12px);
  transition:
    opacity var(--dur-short) var(--ease-out),
    transform var(--dur-short) var(--ease-out);
}

.sticky-apply.is-visible {
  opacity: 1;
  pointer-events: auto;
  transform: none;
}

.sticky-apply div {
  display: grid;
  gap: var(--space-2xs);
  min-width: 0;
}

.sticky-apply strong {
  font-family: var(--font-display);
  line-height: 1.1;
}

.sticky-apply span {
  overflow: hidden;
  color: var(--color-muted);
  font-size: var(--text-sm);
  text-overflow: ellipsis;
  white-space: nowrap;
}

.command-palette {
  width: min(94vw, 44rem);
  max-height: min(80dvh, 42rem);
  margin: auto;
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-md);
  background: var(--color-paper);
  color: var(--color-ink);
  padding: 0;
}

.command-palette::backdrop {
  background: color-mix(in oklch, var(--color-graphite) 34%, transparent);
}

.command-shell {
  display: grid;
  gap: var(--space-md);
  padding: var(--space-lg);
}

.command-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
}

.command-top label {
  font-family: var(--font-display);
  font-size: var(--text-lg);
}

.command-top button {
  min-height: 44px;
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-xs);
  background: var(--color-paper-2);
  padding: 0 var(--space-md);
}

#commandSearch {
  min-height: 48px;
  border: var(--rule-sm) solid var(--color-rule-2);
  border-radius: var(--radius-xs);
  background: var(--color-paper-2);
  color: var(--color-ink);
  padding: 0 var(--space-md);
}

.command-results {
  display: grid;
  gap: var(--space-xs);
}

.command-results a {
  border: var(--rule-sm) solid var(--color-rule);
  border-radius: var(--radius-xs);
  padding: var(--space-md);
}

.command-results a[hidden] {
  display: none;
}

.reveal {
  opacity: 1;
  transform: none;
  transition:
    opacity var(--dur-long) var(--ease-out),
    transform var(--dur-long) var(--ease-out);
  transition-delay: calc(var(--i, 0) * 60ms);
}

.reveal.is-in {
  opacity: 1;
  transform: none;
}

@media (hover: hover) and (pointer: fine) {
  .nav-link:hover,
  .nav-trigger:hover,
  .cmd-button:hover,
  .mobile-toggle:hover,
  .btn-secondary:hover,
  .command-results a:hover {
    border-color: var(--color-rule-2);
    background: var(--color-paper-2);
  }

  .btn:hover {
    transform: translateY(-1px);
  }

  .btn-primary:hover {
    background: color-mix(in oklch, var(--color-accent) 86%, var(--color-ink));
  }

  .mega-link:hover,
  .footer-links a:hover {
    color: var(--color-accent);
  }
}

.btn:active,
.nav-link:active,
.nav-trigger:active,
.cmd-button:active,
.mobile-toggle:active {
  transform: translateY(1px);
}

@media (max-width: 62rem) {
  body {
    padding-bottom: 0;
  }

  .site-nav {
    position: relative;
    top: auto;
    right: auto;
    left: auto;
    margin: var(--space-sm) var(--page-gutter) 0;
  }

  .nav-inner {
    grid-template-columns: auto auto;
    justify-content: space-between;
  }

  .nav-center,
  .cmd-button,
  .nav-actions > .btn {
    display: none;
  }

  .mega-panel {
    display: none;
  }

  .mobile-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .mobile-menu {
    display: none;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: var(--space-xs);
    padding: 0 var(--page-gutter) var(--space-sm);
  }

  .mobile-menu.is-open {
    display: grid;
  }

  .mobile-menu a {
    display: inline-flex;
    min-height: 44px;
    align-items: center;
    justify-content: center;
    border: var(--rule-sm) solid var(--color-rule);
    border-radius: var(--radius-xs);
    padding: 0 var(--space-sm);
    font-size: var(--text-sm);
    font-weight: 700;
    text-align: center;
  }

  .workbench-hero,
  .section-intro,
  .disclosure,
  .compliance-panel,
  .support-card,
  .repayment-layout {
    grid-template-columns: 1fr;
  }

  .workbench-hero {
    min-height: auto;
    gap: var(--space-xl);
    padding-block: var(--space-md) var(--space-3xl);
  }

  .hero-backdrop {
    display: none;
  }

  .hero-copy {
    border-radius: var(--radius-lg);
    background: var(--color-surface-coral);
    padding-block: var(--space-xl);
  }

  .hero-actions {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-actions .btn {
    width: 100%;
    padding-inline: var(--space-sm);
  }

  h1 {
    max-width: 11ch;
  }

  .app-workbench,
  .flow-grid,
  .faq-grid,
  .evidence-strip,
  .payment-board,
  .dossier-grid,
  .cost-ledger,
  .fit-grid,
  .product-stack {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .dossier-card,
  .product-row {
    min-height: auto;
  }

  .dossier-card,
  .dossier-card + .dossier-card {
    padding: var(--space-lg);
  }

  .support-image {
    min-height: 18rem;
  }

  .flow-card:nth-child(2n),
  .evidence-strip div:nth-child(2n),
  .payment-board div:nth-child(2n),
  .dossier-card:nth-child(2n),
  .cost-ledger div:nth-child(2n) {
    border-inline-end: 0;
  }

  .flow-card,
  .evidence-strip div,
  .payment-board div,
  .dossier-card,
  .cost-ledger div {
    border-bottom: var(--rule-sm) solid var(--color-rule);
  }

  .dossier-head,
  .product-row,
  .fit-panel,
  .license-list div,
  .permission-table div {
    grid-template-columns: 1fr;
  }

  .license-list div,
  .permission-table div {
    gap: var(--space-xs);
    align-items: start;
  }

  .product-row:nth-child(2) {
    transform: none;
  }

  .product-row dl {
    grid-template-columns: 1fr;
  }

  .safety-item:nth-child(1),
  .safety-item:nth-child(4) {
    transform: none;
  }

  .sticky-apply {
    display: none;
  }
}

@media (max-width: 75rem) {
  .app-workbench {
    align-self: start;
  }

  .hero-photo {
    height: clamp(10rem, 20vw, 14rem);
  }

  .screen-primary {
    padding: var(--space-md);
  }

  .screen-topline,
  .amount-row {
    margin-bottom: var(--space-lg);
  }

  .screen-tertiary,
  .coin-card-a,
  .coin-card-b {
    display: none;
  }

  .hero-ledger {
    grid-template-columns: 1fr;
  }

  .hero-ledger div {
    grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
    min-height: 3.75rem;
    align-items: center;
    text-align: left;
  }

  .hero-ledger dd {
    text-align: right;
  }
}

@media (max-width: 40rem) {
  .nav-inner {
    gap: var(--space-sm);
  }

  .wordmark {
    font-size: var(--text-base);
  }

  .wordmark-mark {
    width: 2rem;
  }

  .mobile-menu {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .workbench-hero {
    min-height: auto;
    padding-block: var(--space-md) var(--space-2xl);
  }

  h1 {
    font-size: clamp(2.35rem, 12vw, 3.75rem);
  }

  h2 {
    font-size: clamp(2.05rem, 10vw, 3rem);
    max-width: 13ch;
  }

  .hero-ledger,
  .app-workbench,
  .calc-output,
  .cost-ledger,
  .flow-grid,
  .evidence-strip,
  .dossier-grid,
  .product-stack,
  .product-row dl,
  .requirement-table,
  .requirement-row,
  .license-list div,
  .safety-matrix,
  .payment-board,
  .fit-grid,
  .permission-table div,
  .status-stack,
  .faq-grid {
    grid-template-columns: 1fr;
  }

  .hero-ledger div,
  .offer-grid div,
  .calc-output div,
  .cost-ledger div,
  .flow-card,
  .evidence-strip div,
  .dossier-card,
  .product-row dl div,
  .payment-board div,
  .status-stack div {
    border-inline-end: 0;
  }

  .hero-ledger div,
  .offer-grid div,
  .calc-output div,
  .cost-ledger div,
  .flow-card,
  .evidence-strip div,
  .dossier-card,
  .product-row dl div,
  .payment-board div,
  .status-stack div {
    border-bottom: var(--rule-sm) solid var(--color-rule);
  }

  .hero-ledger div:last-child,
  .offer-grid div:last-child,
  .calc-output div:last-child,
  .cost-ledger div:last-child,
  .flow-card:last-child,
  .evidence-strip div:last-child,
  .dossier-card:last-child,
  .product-row dl div:last-child,
  .payment-board div:last-child,
  .status-stack div:last-child {
    border-bottom: 0;
  }

  .screen-secondary {
    display: none;
  }

  .screen-tertiary {
    display: none;
  }

  .coin-card {
    display: none;
  }

  .brand-ticket {
    right: var(--space-md);
    max-width: calc(100% - var(--space-lg) * 2);
    transform: rotate(1deg);
  }

  .brand-ticket strong {
    font-size: clamp(2rem, 10vw, 2.75rem);
  }

  .section {
    padding-block: var(--space-3xl);
  }

  .section-intro {
    gap: var(--space-md);
  }

  .calculator,
  .compliance-panel,
  .support-card {
    padding: var(--space-lg);
  }

  .support-image {
    min-height: 15rem;
  }

  .license-list dd,
  .permission-table strong,
  .permission-table em {
    min-width: 0;
  }

  .spec-sheet div {
    grid-template-columns: 1fr;
  }

  .form-row {
    align-items: stretch;
    flex-direction: column;
  }

  .form-row .btn {
    width: 100%;
  }

  .sticky-apply {
    right: var(--space-sm);
    left: var(--space-sm);
    max-width: none;
    align-items: stretch;
    flex-direction: column;
  }

  .sticky-apply .btn {
    width: 100%;
    min-width: 0;
    white-space: normal;
  }

  .sticky-apply span {
    white-space: normal;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 150ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 150ms !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}